When you purchase a home insurance policy, you may feel overwhelmed by the paperwork you receive, but learning to read your insurance policy is an important step in helping you understand the coverage ...

Your home insurance policy includes a declarations page and the policy jacket. Understanding replacement cost versus actual cash value can help you determine how your homeowners insurance claim could ...

Home insurance is a contractual agreement between you and your insurance provider. In exchange for monthly or yearly payments, called premiums, the company provides financial protection for your home ...